Free Financial Calculators
Make money decisions with real numbers. Enter your loan amount, interest rate, savings and goals to instantly see your monthly payment, payoff date, future value and more. Every calculator is free, runs right in your browser, and takes less than a minute.
Loans & Debt
Your monthly home loan payment with principal, interest, taxes and insurance.
Monthly car payments and total interest for any price, rate and term.
Payment and total cost for personal loans with optional origination fees.
How long to clear your card balance and how much interest you'll save.
Convert a nominal rate and fees into the real annual percentage rate.
Quick payment estimates for any loan amount, rate and term.
Saving & Investing
See your money grow with the power of compounding — yearly breakdown included.
How much to save each month to hit your target by your deadline.
How much to save monthly for the retirement income you want.
Total return and annualized growth rate for any investment.
Your effective yearly return with any compounding frequency.
Money Basics
What a past amount is worth today, and what today's money buys tomorrow.
Add up your assets and debts to see your true financial position.
Which is cheaper over the years you plan to stay — renting or buying?
Everyday Money
Build a monthly budget by the 50/30/20 rule or your own percentages.
Convert hourly pay to yearly salary and vice versa — before and after tax.
Tip amount, total bill and each person's share when splitting.
Billable hours, rates, discounts and tax for freelancers.
Why Use These Calculators?
Every money decision — a mortgage, a car loan, a savings goal — comes down to numbers, and guessing is expensive. A single percentage point on a 30-year mortgage can cost tens of thousands of dollars; a year of extra credit card payments can cost hundreds in interest. Our calculators use the same formulas banks and financial planners use, so you can see exactly what a loan costs, what your savings become, and what it takes to reach your goals.
Each calculator explains the math in plain English, walks through a complete worked example, and answers the questions people ask most. Every result is instant, private and free — nothing you type ever leaves your browser.